Why IMF? Most tokens die.

Some slow rug. Others moon and vanish. Almost all end the same way.

But almost all follow the same trajectory: initial hype, short-term liquidity, long-term decay.

Why?

Because crypto has a coordination problem. Value creation is disconnected from value capture. Builders receive grants or tokens upfront. Communities are given no real tools. Most tokens are sold. Not used.

This is the meta:

Protocols raise with no plan for token demand
DAOs give grants with no strings attached
Builders cash out
Farmers farm and dump
Buyers become bagholders
Tokens get utility after the chart dies
Narratives die
Communities fragment

Tokens aren’t productive. They’re dumped. And price action, which should be a coordination tool, becomes a source of instability.

What if credit could change that?

Community Coordinated Credit

Grants aren’t accountable. Selling is extractive. Credit has skin in the game.

IMF introduces Community Coordinated Credit: an onchain system where holders borrow against their token instead of selling it. A system where credit powers ideas, and repayment incentives tie success back to the token.

Instead of selling $MOG to fund a campaign, a builder borrows USDS, builds, then repays from the upside.

With IMF:

Borrowers post token collateral to access USDS
That USDS funds builders, memes, and market activity — without dumping
Lenders earn yield from that usage
The token gains liquidity, attention, and belief

This isn’t leverage for whales. It’s credit for communities. It’s a flywheel where conviction becomes capital.

PvP vs PvE

Memecoins taught us something DeFi forgot: crypto isn’t just player versus player. It’s also player versus environment.

Coordinated communities win.

Price movement captures attention. Attention drives growth. Growth drives conviction. Conviction creates a floor.

Tokens that coordinate around price survive.

IMF gives communities the tools to do that:

Borrow lets them access USDS without selling
Lend creates passive income and ecosystem alignment
Pool creates liquidity and fee income

Price action is no longer an accident. It’s orchestrated.
PvE isn’t a dream. It’s cartel-coded.